Mortgage Calculator

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

Client Testimonials

zuser20170417151422689

Truly the best team around! We have bought and sold with them and it has been a wonderful experience!!They are both so knowledgeable and helpful! Would recommend them to anyone looking to sell or buy.

coachwaldeck32

Kim was fantastic, knowledgeable, and amazing at handling everything that comes up in the home buying process. Expertise is shown when things don’t go according to plan, and her ability to navigate the entire process from start to finish allowed us to enjoy the entire process.

janaeshields6

Raquel and Kim were absolutely wonderful and we wouldn't have found our house without their expertise and connections. In the midst of this crazy housing market, Kim managed to find us a house that fit our most important criteria (a pool) but that also stayed within our budget. A task that felt nearly impossible. Without Kim's connections in the area we never would have received the first call when the seller's first buyer fell through. We were there looking at the house within an hour and putting in an offer within two. Kim was completely on top of it and went above and beyond to make sure we got the house. We couldn't have been more pleased with the service we received with Kim and Raquel and I wholeheartedly recommend them for your home buying needs.
Kim And Raquel - Good Day Home Team
Kim And Raquel - Good Day Home Team

Agent | License ID: 01165332/370499

+1(661) 373-6597 | kimthurman365@gmail.com

Home buying should be easy. We're here to help!

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